Laatste update: 25 september 2025

Macbook lease: why do you pay less per month than when you buy one?

Why leasing is smarter than buying

A new MacBook can easily cost two thousand euros. Paying that amount all at once is painful. With leasing, you pay a fraction each month, but over three years, you'll end up spending more. Understandable, since you're paying interest and service fees. Yet, more and more entrepreneurs are choosing leasing. Not because they lack the money, but because it's smarter .

They free up capital for investments that actually generate revenue. Meanwhile, they work on the latest MacBook without worrying about repairs or depreciation. After three years, they seamlessly upgrade to the next model, including new accessories or AirPods . The secret? You don't pay for ownership, but for use . And that saves more than you think.

Useful links

The difference between buying and leasing

Buying a new MacBook often means spending two thousand euros or more. For many entrepreneurs, this is a significant investment that disappears immediately from their bank account. Leasing involves monthly payments that are a fraction of the total amount. While you'll pay more over a three-year period due to interest and service fees, this comes with a significant advantage: you free up capital for investments that yield immediate returns.

The principle is simple. You don't pay to own the laptop, but to use it. This model perfectly complements the rapid technological developments that Apple regularly introduces. After three years, you can easily upgrade to the latest generation without worrying about the residual value of your current device.

What exactly does MacBook leasing entail?

Leasing is a form of renting where the contract term is predetermined. The concept is familiar from the automotive industry, but it works just as well for electronic equipment. The leasing company finances the purchase, and you pay a fixed monthly fee for its use. This amount covers not only depreciation but also maintenance, repairs, and often even replacement in the event of a defect.

The process is simple. You select the model you want, choose the specifications that suit your work, and submit a lease application. After approval, the laptop will be delivered to your home, including installation and instructions if desired. Throughout the lease period, you're guaranteed technical support and fast service in case of any issues.

The practical benefits at a glance

Financial flexibility

The main advantage is cost distribution. Instead of a large lump sum, you pay a fixed monthly amount. This simplifies budgeting and frees up working capital for other purposes. For freelancers and SMEs, this can make the difference between being able to invest in growth or not.

Carefree use

In the event of damage or defects, the leasing company is responsible. The device will be repaired or replaced within 24 hours on weekdays. This service guarantee means you'll never be without a work computer. Software issues and technical questions are also quickly addressed by experienced specialists.

Always stay up-to-date

Technology is evolving rapidly. A state-of-the-art MacBook today could feel outdated in three years. With a lease, you upgrade to the latest model at the end of the term. This process is seamless: you'll receive a timely offer for a new contract with up-to-date specifications.

The application process in three steps

Step 1: Compare and choose

Start by comparing different MacBook models. Pay attention to RAM, storage capacity, and processor speed. A basic model is often sufficient for standard office tasks, while graphic designers or video editors require more processing power. Online comparison tools can help you make the right choice.

Step 2: Configure as desired

Determine which configuration best suits your needs. Consider the color (for those who care), RAM (8GB, 16GB, or more), and storage capacity (256GB to 2TB). More RAM means smoother multitasking, while extra storage is useful for large files.

Step 3: Request and receive

After completing the application form, the leasing partner will contact you to finalize the process. This usually takes place within a few business days. After signing the agreement, the laptop will be delivered. The installation and handover will be handled professionally, so you can get started right away.

Frequently Asked Questions

Who is leasing available for?

Both private individuals and business customers can take advantage of leasing options. Businesses often enjoy additional tax benefits, but individuals also benefit from the installment payments and comprehensive service.

What happens after three years?

Before your contract expires, you'll receive an offer to renew with a newer model. You can then choose to upgrade to the latest generation or continue with your current device under adjusted terms. The transition will be seamless, with no interruption to your work.

What about repairs?

All repairs are covered by the lease agreement. In case of defects or damage, please contact the service desk. The problem will be resolved within 24 hours on weekdays, often on-site. If repairs are not possible, you will receive a replacement immediately.

Conclusion

Leasing a MacBook offers tangible benefits for those who value flexibility and security. While the monthly payment is higher than the initial depreciation, you get a comprehensive service package in return. For entrepreneurs who prefer to invest their capital in growth, it's a smart choice. The combination of installment payments, technical support, and regular upgrades makes leasing an attractive alternative to outright purchase.

The practical choice for entrepreneurs

Leasing is ideal for entrepreneurs who think practically about technology. You pay monthly for usage without large upfront investments, continue working with current equipment, and don't have to worry about maintenance. Whether you choose a refurbished MacBook or the latest model, the formula remains the same: flexibility for a fixed monthly fee.

For those who want to preserve capital and are looking for security, it is a sensible option that more and more entrepreneurs are discovering.

All MacBooks

View all